Home
Insurance
Overview
Saving
You Money
Buildings
Valuation (Rebuild Cost)
Contents
Valuation
Flood
Plains
Get
a Quotation
Overview
For
most of us, our home and its contents represent a lifetime’s investment. You
are probably bombarded with offers for home insurance – often just offering
cheaper premiums – and it is very difficult to know which is the most suitable
product for your individual needs. Chris Knott Insurance has access to dozens of
schemes with a large range of insurers. Our experienced staff will carefully
assess your needs, to ensure that you end up with appropriate, quality cover at
an affordable premium.
Saving
you money
Either
by use of our software quotation system, or by referral to a panel of insurers,
we can aim to achieve a premium saving, especially if you are currently insured
with your mortgage lender.
Buildings
Valuation (Rebuild Cost)
When
arranging your Buildings cover, you will be asked to state the Rebuild Cost of
your property. The Rebuild Cost is the amount required to rebuild your house
with bricks and mortar. This will normally appear in your mortgage
provider's (or other) survey. (This is not the same as an Estate Agent's valuation which assesses the
value of a finished building).
If
you do not have a recent survey, you can visit the Association Of British
Insurers (ABI) website and use their online calculator, but it is vital to
ensure that the figure you choose is adequate, to ensure full protection in the
event of a claim - click
here.
Contents
Valuation
We
have produced a simple guide to enable you to quickly check the value of your
home contents. To download your copy of the guide simply click
here (requires Adobe Acrobat Reader).
Flood
Plains
The
last few years have seen much debate over the issue of Flood Plains and whether
Insurers should be forced to offer renewal of cover when it emerges that a
property submerges due to its position on a Flood Plain.
The Association
of British Insurers (ABI) has stated its aim that flood insurance will be available to
as many households and small business as possible, but it will continue to
depend on regional and individual circumstances, combined with availability and
cost to insurers of reinsurance.
Insurance
Consumers' FAQs - Here's
what you need to know about Flood Insurance - ABI
& Environment Agency Information Sheet.
Visit
the Environment
Agency website to find out more about living under the threat of, and coping
with, flooding.
Get
a Quotation
We
will provide you with the best quotation we have available, based on your
specific requirements. We believe in offering tailor-made solutions to
match your individual needs. However, to ascertain those needs we must talk to
you. Experience has shown us that online quotation systems are simply not
flexible enough to consistently offer the best deal. Our high policy
sign-up rate proves that the telephone method is by far the best.
Therefore,
call us now on 0800 917 2274 to discuss your needs and allow us to
show you the merits of doing business via a broker.
Alternatively,
if you would prefer us to call you, please click the "Call Me" button
below.
|
