Car
Insurance
Overview
Classic
Cars
'Future
Classic' Concept
Modern
Cars
Legal
Expenses (Full Accident Management)
Agreed
Value
Discount
for Car Club Members
Get
a Quotation
Overview
For
some, a car is just a means of transport - a conveyance to take them from A to
B. For others, the car is a status symbol - a recognition of hard work and
achievement. And still for many, the car is their pride and joy - a
vehicle that has been painstakingly restored or looked after and enjoyed as much
as a hobby as for its road-going function.
Whatever
your car means to you, we know you want the best deal when it comes to arranging
insurance. We are ideally placed to search the market on your
behalf, to save your phone bill and to save you time. We will then match
your requirements to the right product.
Call
us now on 0800 917 2274 for your bespoke quotation and discover the
benefits of using a broker.
Classic
Cars
Classic
car drivers want different things from their insurance to a modern car
driver. You also want to ensure you get the cover you need at the
best rate available.
The
overall club scheme is not made up of a “one size fits all” policy
but is made up of several different policies – each one being suitable
for a specific section of the membership. As a Classic owner, we
particularly wanted you to know that your section of the membership is
very much a part of the scheme.
Of
course, we are aware that classic premiums are so low that in many cases
it would not be worth your while providing us with a fresh vehicle
valuation together with a number of photographs, just to save yourself
£10 or £20. But don’t forget, that’s not the entire function of
the scheme.
Whilst
we do aim to save you money on your insurance, we also plough
funds back into the club. So, combine the saving you will make with our
contribution to the club and we think you’ll agree it is definitely
worth that little bit of extra effort.
Therefore,
the message is - save yourself money and do your bit for the club – call
Chris Knott Insurance.
Contact
us on 0800 917 2274 when your renewal is due and see how much you
can save.
'Future
Classic' Concept If
you own a car that is over 5 years
old, valued under £30,000 and you use it in the same way as a classic car,
this could
be the policy for you - especially if you are keeping the vehicle as an
investment for the future.
Providing
you are over 25, the vehicle is garaged overnight and used only for Social
Domestic and Pleasure use, you have a second car
for everyday use and you limit your mileage to 5000 miles or less per year, you have a
very specialised insurance requirement.
Why
should you be classed as just another average Joe when you are treating your car in the same way as an enthusiast or collector?
The
Future Classic concept is not a one-size-fits-all, off-the-shelf policy nor
is it an actual classic car policy, but it does fall somewhere between the
classic and modern day needs of car owners.
As you can
appreciate, the value of a classic car is significantly lower than your newer
car and vehicle values must be taken into account. However, the policy
does reward the limited use of your vehicle in the same way as a classic policy
and you are set apart from other drivers for having another
car as your 'daily run around'. We can also offer Agreed Value if you are
concerned about getting better-than-market value in the event of a total
loss claim.
If
you think you fit the Future Classic criteria, ask our team for confirmation
of whether you can benefit from something a little bit different.
Modern
Cars
Today's
insurance needs to reflect today's demands. We provide tailor-made
solutions by way of single car policies right through to multi-vehicle policies
for families with 2, 3, 4 or even more cars.
Regardless
of whether you drive a saloon, hatchback, estate, MPV or 4x4, we have the right
insurance for you. Whether your car is worth £250 or £100,000, you can be
sure we want to give you the best cover available at a price you can afford.
We
are able to offer better rates in the vast majority of cases because,
historically, we have always attracted (primarily through our car club links) a
better class of driver - one that has fewer claims. Often, Insurers are
prepared to help us achieve the most competitive rate in order to attract more
of the same.
To
find out how much you could save, call us now on 0800 917 2274.
You'll be glad you did!
Legal
Expenses (Full Accident Management)
Legal
Expenses Insurance used to just offer you up to £50,000 to cover any legal
costs involved in chasing a third party for uninsured losses arising out of an
accident or claim.
All
claims were dealt with by the Insurance Companies and many claimants found that
this was a slow process. With claimants often having to chase the insurers
for information this added to the inconvenience that an accident itself can
bring.
We
realised that this was not good enough - that clients deserved to be handled
more efficiently and speedily. That's why our Legal Expenses product now
provides you with Full Accident Management on top of the traditional benefits.
Our
dedicated Claims partner will handle all claims including theft, fault and
non-fault accidents, on your behalf, acting as go-between so you don’t have to
chase the claims outcome yourself.
They
will work to agreed diary dates using a claims management system and chase the
insurer at predefined times, aiming to settle all claims as expediently and
efficiently as possible.
They
will also answer your queries relating, for example, to disputes over offers for
total loss or disputes over liability; dealing with all aspects of claims
handling from the initial report to completion.
Cover
costs just £19.99.
It
always was important to have Legal Expenses cover but, with this added benefit,
it now becomes crucial.
Agreed
Value
For
drivers with cherished newer cars (but still over 5 years old), we have a
special Agreed Value policy that enables you to agree the value of your vehicle
at inception of the policy (even without mileage restriction, garaging, etc).
This is a very great benefit, since insurance companies would not
normally pay out full value in the event of a total loss.
This extra benefit is only available with one Insurer and costs £28.00 -
definitely an upgrade that most people would value.
Discount
for Car Club Members
We
are the official insurance partner for a number of Car Owners Clubs, offering
discounted premiums to members. The specific application of a discount
depends on the member's individual circumstances so we don't guarantee a fixed
percentage. We would target a 10% discount but in some cases this may be
more.
If you think your club may be interested in having their own
insurance scheme, please contact our Sales Development Manager on 01580 755289 or email
enquiries@chrisknott.co.uk.
Get
a Quotation
We
will provide you with the best quotation we have available, based on your
specific requirements. We believe in offering tailor-made solutions to
match your individual needs. However, to ascertain those needs we must talk to
you.
Experience has shown us
that online quotation systems are simply not
flexible enough to consistently offer the best deals. Our high policy
sign-up rate proves that the telephone method is by far the best.
Therefore,
call us now on 0800 917 2274 to discuss your needs and allow us to
show you the merits of doing business via a broker.
Alternatively,
if you would prefer us to call you, please click the "Call Me" button
below.
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